An insurance Agency is a professional and independent advisor knowledgeable
in risk management and insurance services.

Agency is your insurance advisor, with professional qualifications and
experience in insurance matters. An Agency has also bargaining powers and
therefore as a customer you or your firm is ensured of quality services at
competitive cost.

By allowing your broker to prepare an insurance programme fitting your
insurance needs.

The Insurance Act requires premiums to be paid upfront. However your Agency
can assist you pay premium in instalments by arranging premium financing
from reputable finance organisation

Jahazi Insurance Agency will be able to advice on how to assess the adequacy of your insurance cover by analysing your risk exposures. For property you
can do valuations.

Excess is the first portion of each and every claim borne by the insured

i) To avoid insurers pay for petty damages/losses like dents, scratches,
loss of mirrors etc for example on motor vehicles.
ii) To make you participate in claims settlement so that incidents of claims
are minimized in future i.e. you will be more careful in future.

By a cancellation notice in writing from either party.

The following are the benefits:-

1. Financial security /protection for the insured.
2. Peace of mind as the burden is transferred to the insurer.

The insurer computes and refunds premium for the unutilized period subject to the policy terms if there has not been a claim.

No. You cannot get a refund because you will have enjoyed policy protection for the whole insurance period.